Make the most of your financial position

Wealth accumulation strategies involve structuring your affairs to create the best combination of financial opportunities to increase personal wealth.

The process of wealth accumulation brings together opportunities that exist within the legislative framework of Australia’s banking, investment, superannuation and taxation systems.

Of course, this must be done in the context of your own personal goals, risk profile, attitude towards money and current financial position. The best-laid plan can be undone if you’re not comfortable with the journey.

Even if you’re simply trying to make the most of the position you’re currently in, wealth accumulation planning by a qualified adviser will provide real value. There are very few people whose financial positions can’t be significantly improved with our process.

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Wealth accumulation strategies

Wealth accumulation strategies are typically designed to increase return on investment and take advantage of the many structural opportunities to achieve savings in tax, duties, bank interest, product fees, professional fees and risk. The compounding effect of combining multiple strategies can be significant.

Top 5 wealth creation strategies explained

Stephen Vick (Director of Nexus Private Wealth Management) explains the top five wealth creation strategies that represent the most popular, effective and safest means of creating wealth within the Australian financial system.

Over 50 wealth accumulation strategies considered

The following are examples of strategies used by finance professionals to improve your financial position. Combining multiple strategies can assist in the pursuit of optimal wealth performance.

Debt Management

Debt Reduction
Debt Recycling
Debt Wash
Reverse Mortgages
Mortgage Structuring
Guarantor Arrangements


Negative Gearing
Instalment Gearing
Instalment Warrants
Internally Geared Funds
Margin Lending
Double Gearing
Limited Recourse Loans

Tax Planning

Discretionary Trusts
Salary Packaging
CGT Minimisation
Income Splitting
Interest Pre-Payment
Business Concessions


Salary Sacrifice
Non-Concessional Contributions
Account Based Pensions
TTR Pensions
Spousal Contribution


Risk Profiling
Asset Allocation
Correlation Analysis
Dollar-Cost Averaging
Wholesale Investing
Property Analysis

Risk Management

Income Protection
Asset Protection
Life, TPD & Trauma
Business Insurance
Buy/Sell Agreements
Insurance in Super


Incremental Savings Plans
Equity Optimisation
Scenario Forecasting
Expense Funding
Centrelink Entitlements
Government Subsidies

Estate Planning

Power of Attorney
Death Benefit Nominations
Medical Directives
Financial Agreements
Testamentary Trusts
Succession Planning

The products used to implement these strategies will add to the overall result, but it’s the strategies themselves that will contribute most to your overall outcome. We use sophisticated planning software for financial analysis and cash flow modelling to evaluate scenarios and find the best financial outcome for you.

At Nexus, our approach is consultative and educational. We’ll explain our advice clearly using terms you’re familiar with.

Learn how you can benefit from our tailored wealth accumulation strategies by registering for a free wealth plan review or simply calling us:

What our clients say…

John has been working with my partner Jarryd and I for roughly six months to one year now, we are both young professionals and were looking to buy our first house. Obviously not knowing anything about the property industry or setting up long term wealth in general we really wanted to set ourselves up for the best chance of success. After meeting with John and the team at Nexus there was no question in our minds that we were going to utilise their services. John has spent copious amounts of hours with us imparting his wealth of knowledge and carefully guiding us to now having just signed the contract on our first property. From the very first meeting with John we felt extremely comfortable. He has made making such a huge decision as easy as it possibly could be and we could not recommend his and Nexus’s services more. Jarryd and I are both looking forward to a long, mutually beneficial relationship with John and the team.

I just wanted to say a big thank you to yourself and your team. As we discussed we have found that everyone involved has been extremely personable, friendly and highly knowledgeable in their area. At no point have we felt pushed into anything and we have felt supported 100% of the way.

We just wanted to take this opportunity to personally thank you and your team for your great work sorting out our financial situation, and in particular the ease of management and peace of mind you have given us. The level of service and attention to detail has been excellent. We now have direction and a clear vision of our finances, confident they are structured in the best possible way.

Our Clients

Need more information? No problem.

A short phone call is all it takes to find out how our advice can help you improve your financial position.

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