Make the most of your financial position

Wealth accumulation strategies involve structuring your affairs to create the best combination of financial opportunities to increase personal wealth.

The process of wealth accumulation brings together opportunities that exist within the legislative framework of Australia’s banking, investment, superannuation and taxation systems.

Of course, this must be done in the context of your own personal goals, risk profile, attitude towards money and current financial position. The best-laid plan can be undone if you’re not comfortable with the journey.

Even if you’re simply trying to make the most of the position you’re currently in, wealth accumulation planning by a qualified adviser will provide real value. There are very few people whose financial positions can’t be significantly improved with our process.

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Wealth accumulation strategies

Wealth accumulation strategies are typically designed to increase return on investment and take advantage of the many structural opportunities to achieve savings in tax, duties, bank interest, product fees, professional fees and risk. The compounding effect of combining multiple strategies can be significant.

Top 5 wealth creation strategies explained

Stephen Vick (Director of Nexus Private Wealth Management) explains the top five wealth creation strategies that represent the most popular, effective and safest means of creating wealth within the Australian financial system.

Over 50 wealth accumulation strategies considered

The following are examples of strategies used by finance professionals to improve your financial position. Combining multiple strategies can assist in the pursuit of optimal wealth performance.

Debt Management

Consolidation
Debt Reduction
Debt Recycling
Debt Wash
Reverse Mortgages
Mortgage Structuring
Guarantor Arrangements

Gearing

Negative Gearing
Instalment Gearing
Instalment Warrants
Internally Geared Funds
Margin Lending
Double Gearing
Limited Recourse Loans

Tax Planning

Discretionary Trusts
Salary Packaging
CGT Minimisation
Income Splitting
Interest Pre-Payment
Business Concessions
Gifting

Superannuation

SMSF
Salary Sacrifice
Non-Concessional Contributions
Account Based Pensions
TTR Pensions
Spousal Contribution
Co-Contribution

Investments

Risk Profiling
Asset Allocation
Correlation Analysis
Dollar-Cost Averaging
Wholesale Investing
Rebalancing
Property Analysis

Risk Management

Income Protection
Asset Protection
Life, TPD & Trauma
Business Insurance
Buy/Sell Agreements
Insurance in Super
Hedging

Cash-flow

Budgeting
Incremental Savings Plans
Equity Optimisation
Scenario Forecasting
Expense Funding
Centrelink Entitlements
Government Subsidies

Estate Planning

Wills
Power of Attorney
Death Benefit Nominations
Medical Directives
Financial Agreements
Testamentary Trusts
Succession Planning

The products used to implement these strategies will add to the overall result, but it’s the strategies themselves that will contribute most to your overall outcome. We use sophisticated planning software for financial analysis and cash flow modelling to evaluate scenarios and find the best financial outcome for you.

At Nexus, our approach is consultative and educational. We’ll explain our advice clearly using terms you’re familiar with.

Learn how you can benefit from our tailored wealth accumulation strategies by registering for a free wealth plan review or simply calling us:

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