Nexus Private Lending
Strategic Mortgage Broking for Homeowners, Refinancers and Property Investors
Intelligent lending Solutions for Australians building their next financial chapter
We help established owners and property investors review, refinance and structure their home and investment loans with clarity, discipline, and a holistic approach.
Our Founders/Directors, Stephen Vick and Aydin Fathi have extensive experience guiding clients through funding arrangements and property investment strategy. We take the time to understand your objectives — delivering lending solutions that go well beyond simply selecting a loan.
Your loan structure matters more than most people realise
Many borrowers focus only on the interest rate. But the way your loans are structured can affect flexibility, cash flow, future borrowing capacity, tax-time administration and your ability to invest again with confidence.
Cross-collateralised loans
Linking multiple properties to the same lender can reduce flexibility and make future refinancing or property sales more complicated.
Poor offset setup
The right offset structure can improve interest savings, cash-flow control and separation between personal and investment funds.
Mixed-purpose debt
Combining personal and investment borrowings in one loan can create avoidable confusion and record-keeping issues.
Investment loan structure
Investment lending should be considered carefully so the structure supports your future borrowing, cash flow and professional advice.
Refinancing without strategy
A lower rate can help, but refinancing should also consider flexibility, features, loan purpose and your longer-term property plans.
Talk to a Real Person Today!
Our highly experienced mortgage consultants can very quickly ascertain whether or not we can help you.
We are mortgage brokers with a strategic lending mindset
Nexus helps established homeowners and property investors make better borrowing decisions. We look beyond the headline interest rate and consider how your lending structure supports your cash flow, flexibility, investment plans and future borrowing capacity.
Home loan reviews and refinancing
Review your current loan, lender, rate, repayments and structure to identify suitable refinancing options.
Investment property lending
Structure lending for property investors with attention to flexibility, loan purpose and future borrowing plans.
Debt structuring and loan splits
Separate borrowings by purpose and design loan splits that are easier to manage and review over time.
Offset and cash-flow structure
Review offset accounts, repayment flows and cash buffers to support better interest and cash-flow outcomes.
Equity release planning
Assess available equity and borrowing capacity before using equity for renovations, investment or future plans.
Borrowing capacity and lender comparison
Compare lender options, servicing positions, product features and suitability based on your circumstances.
Testimonial - Mick & Sonya
Hear how real clients experience the Nexus process
The Australian financial and legal landscape can be confusing, with many consumers not knowing who to speak to. Nexus provides the mentorship required to understand complex concepts and the services and products you may need. Our experienced professionals provide practical guidance, clear communication and support through important funding decisions.
- Borrowing Capacity
- Refinancing
- Mortgage & Offset Structuring
- Debt Consolidation
- Negative Gearing
- Debt Recycling
- SMSF Lending
- Ongoing Support
Our lending strategy process
A good lending outcome starts with understanding your position properly. Our process is designed to clarify your goals, compare suitable options and help you make informed borrowing decisions.
Understand
We clarify your goals, current loans, income position, family circumstances, property plans and borrowing priorities.
Review
We assess your loan structure, repayments, lender fit, offset setup, equity position and refinancing opportunities.
Compare
We compare suitable lenders and loan options, considering cost, features, flexibility and your stated objectives.
Recommend
We explain the recommended option, why it may be appropriate and what trade-offs or limitations should be considered.
Implement
We assist with application preparation, lender submission, approval conditions, settlement and loan setup.
Review again
We encourage regular reviews as rates, lender policies, property plans and personal circumstances change over time.
Ready to review your lending structure?
Book a lending strategy call to understand your current position, explore your options and identify whether your loans are still working for you.
BOOK A LENDING STRATEGY CALLWe provide credit assistance, not financial product, tax or legal advice
Nexus Private Lending is focused on mortgage broking, lending strategy and credit assistance. Our role is to help you understand suitable lending options, compare loan structures and make informed borrowing decisions based on your objectives and circumstances.
Some lending strategies can have tax, legal, investment or financial planning implications. Where appropriate, we encourage you to obtain advice from a qualified accountant, financial adviser or solicitor before implementing a lending structure.
What we do
Mortgage broking, loan comparison, refinancing support, borrowing capacity reviews, lending structure guidance and debt management strategies.
What we do not do
We do not provide personal financial product advice, tax advice, legal advice or property investment recommendations.
When needed
We may suggest you speak with an appropriately qualified professional before proceeding with a strategy.
What Our Clients SayThese reviews reflect the full range of services previously offered by Nexus Private Wealth. Nexus Private Lending Services Pty Ltd (ACL 463839) now provides credit assistance only.
John & Sharleen
Nexus are great! The support and tailored advise received has been very beneficial. We now have long term financial goals to set ourselves up for the future. I would highly recommend them to anyone looking for financial advice.
Rachel & Leon
We have had a great experience with Nexus. They were recommended by family and we too would recommend them to anybody. They took the time to explain everything and never used pressure tactics. The team also made sure they really got to know us and our goals before making a plan.
Kellie
We have been with Nexus right from the beginning. When we decided to start a SMSF we wanted to go with a company that could do it all. Nexus provided us with that. They know everything about us now and look after our SMSF, Trusts, business tax and personal tax. Every member of their staff are knowledgeable and approachable. We are so happy and fortunate to have found Nexus. They have made our life so much easier.
Niel
I first went to Nexus about 18 months ago at which time I had just left the army and started my own business. Nexus did something I suspect very few companies would have done. They advised me to NOT pay them and wait until I was in a better financial position. This instantly tells me they are an ethical and people centric company. They could have taken my money and put me in a position of high risk, but they chose to forgo a commission to give me the most honest response possible. I will be going back to Nexus shortly and would have no hesitation in recommending their services to anyone.
Martin
My wife and I have been working with Nexus for a number of years now and we have stayed for two main reasons. Firstly, the customer service is second to none and as the Nexus business grows, they manage to employ staff with the same focus on serving the customer. Secondly, the complete service offering means that we don’t need to find different providers for our super, versus our business needs versus our personal tax.
Rachel & Leon
We have had a great experience with Nexus. They were recommended by family and we too would recommend them to anybody. Steve and John took the time to explain everything and never used pressure tactics. They also made sure they really got to know us and our goals before making a plan.
