The perfect Investment Portfolio and it’s not even worth boasting about…

The perfect investment portfolio wouldn’t sell a single newspaper. It’s not sexy, doesn’t get your heart racing, won’t earn the respect of your colleagues or give you a cool story to share with friends.

Yet, when you think of the investment stories you do hear at work, the pub, the BBQ, the cricket, in line at the supermarket, it’s never a tale of consistent and calculated returns, it’s someone boasting about a stock that’s skyrocketed and made them ‘an absolute killing’.

I’d love to tell you how exciting investing could be but the important stuff that makes investment portfolios great (and it’s not the investments) is what makes them pretty boring.

Don’t get me wrong, I love a success story – in sport, in business and especially in finance – but the problem with a great story is there’s generally a big risk associated (it’s what makes them worth telling) and you don’t tend to get the full story… Not a great combination to build your financial future on.

never rely on luck when building your investment portfolio

So what’s the ‘important stuff’ that makes investment portfolio’s so boring?

Most people know what an investment portfolio is – a mix of investments, generally made up of shares, property, bonds, debentures, cash, wholesale and retail managed funds, and/or other marketable securities.

Investment portfolio opportunities

While people are interested in what’s happening in the property or stock markets generally, what’s ignored are the foundations and structures that investment portfolios are built on – the investment portfolio plan.


The difference between ‘buy and hope’ and serious long term performance

You need to plan your attack before investing; that means considering your constraints (time, attitude, capacity), contributions, allocations, diversification, rebalancing frequency, engagement and evaluation measures – these ensure your investment portfolio won’t keep you up at night (or make the headlines).


investment portfolio plan framework

In addition, because investing should never be for the sake of investing (I would suggest anyone who argues otherwise was bullied a lot in school) a portfolio plan should include your financial, personal and risk objectives – it’s how you know you’re headed in the right direction.

With all the boring bits in place, you then add investments to your portfolio.


Are you investing for the glory or a better tomorrow?

Do you want to be the quiet achiever or are you wanting the excitement that comes from uncertainty, exposure and large potential windfalls? With so much to consider before a serious investment portfolio gets off the ground, the excitement that comes from big surprises, big exposure, big uncertainty is reduced.

Unfortunately for the quiet achievers, they will likely miss out on boasting rights, though most are too busy enjoying consistent financial growth to mind.

What our clients say…

When I was first introduced to Nexus, I was at a crossroads in my life both personally and professionally. I knew that there were ways to grow my wealth and I had an idea but didn’t have the knowledge to know where to start. I was afraid of making poor choices and risk scared me. On the first meeting, and every meeting after, I feel they truly understand my goals and dreams.

They are able to articulate strategy and raise ideas in ways that I can understand. I am always made to feel welcome and they have my back. I feel they have created an open door for me and I feel confident in keeping a long-term relationship with them. I’m excited about my future thanks to Steve and the team at Nexus Private Wealth Management.

With a young family we chose Nexus to ensure that the financial decisions we make today will be the most rewarding for our families future. From our first consultation Nexus has not disappointed with an exceptional team that are competent, knowledgeable and understanding. We are so glad we are part of the Nexus family.

We just wanted to take this opportunity to personally thank you and your team for your great work sorting out our financial situation, and in particular the ease of management and peace of mind you have given us. The level of service and attention to detail has been excellent. We now have direction and a clear vision of our finances, confident they are structured in the best possible way.

Our Clients

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