Spring Clean Your Mortgage

Mortgage Broker Brisbane

With the recent amount of media attention on interest rates, regulatory change and lender scrutiny, you may be suffering from finance over-exposure and be tempted to simply ‘switch off’ in this space.

However, there has never been a better time to review your current lending arrangements.

The recent Reserve Bank announcement now sees interest rates falling to below 3% for owner-occupier, principle and interest loans. Many of you that haven’t reviewed your lending for a few years may still be paying over 4% for the same types of loans.

For many of our clients, we have been able to save between $3,000 to $6,000 per annum (depending on their balance) by keeping them with their current bank/lender and simply requesting a pricing adjustment. This of course, requires little to no effort at all from the consumer’s perspective.

For example, one of our clients had a loan of $400,000 on a rate of 4.45%. We were able to reduce this to 3.5% being a price adjustment of 0.95%. This will save them over $3,500 in repayments over the next 12 months.

There’s another benefit to negotiating on current rates with your existing lender. A pricing adjustment does not require a further valuation and therefore you will avoid paying Lender’s mortgage insurance and other fees, as the loan itself is not changing.

If you have not reviewed your lending in the last 18 months, it should now become a priority for you.

Give us a call on 1300 473 347 and we can do the bidding for you.

We specialise in customising strategic solutions across a range of financial services.


Nexus Private Wealth Management is privately owned and not licensed by a bank or institution. We do not sell our own financial products or property.

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1. We get to know your big picture

The first step is for us to understand where you are now and have a clear picture of where you want to be and the things that are important to you.

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2. We create tailored solutions

We prepare well-considered plans that draw on a vast array of financial strategies and practical experience to achieve your objectives.

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3. We implement and manage your plan

Our connected team of specialists take a collaborative approach to ensure superior outcomes now and into the future.

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