Make the most of your financial position

Wealth accumulation strategies involve structuring your affairs to create the best combination of financial opportunities to increase personal wealth.

The process of wealth accumulation brings together opportunities that exist within the legislative framework of Australia’s banking, investment, superannuation and taxation systems.

Of course, this must be done in the context of your own personal goals, risk profile, attitude towards money and current financial position. The best-laid plan can be undone if you’re not comfortable with the journey.

Even if you’re simply trying to make the most of the position you’re currently in, wealth accumulation planning by a qualified adviser will provide real value. There are very few people whose financial positions can’t be significantly improved with our process.

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Wealth accumulation strategies

Wealth accumulation strategies are typically designed to increase return on investment and take advantage of the many structural opportunities to achieve savings in tax, duties, bank interest, product fees, professional fees and risk. The compounding effect of combining multiple strategies can be significant.

Top 5 wealth creation strategies explained

Stephen Vick (Director of Nexus Private Wealth Management) explains the top five wealth creation strategies that represent the most popular, effective and safest means of creating wealth within the Australian financial system.

Over 50 wealth accumulation strategies considered

The following are examples of strategies used by finance professionals to improve your financial position. Combining multiple strategies can assist in the pursuit of optimal wealth performance.

Debt Management

Consolidation
Debt Reduction
Debt Recycling
Debt Wash
Reverse Mortgages
Mortgage Structuring
Guarantor Arrangements

Gearing

Negative Gearing
Instalment Gearing
Instalment Warrants
Internally Geared Funds
Margin Lending
Double Gearing
Limited Recourse Loans

Tax Planning

Discretionary Trusts
Salary Packaging
CGT Minimisation
Income Splitting
Interest Pre-Payment
Business Concessions
Gifting

Superannuation

SMSF
Salary Sacrifice
Non-Concessional Contributions
Account Based Pensions
TTR Pensions
Spousal Contribution
Co-Contribution

Investments

Risk Profiling
Asset Allocation
Correlation Analysis
Dollar-Cost Averaging
Wholesale Investing
Rebalancing
Property Analysis

Risk Management

Income Protection
Asset Protection
Life, TPD & Trauma
Business Insurance
Buy/Sell Agreements
Insurance in Super
Hedging

Cash-flow

Budgeting
Incremental Savings Plans
Equity Optimisation
Scenario Forecasting
Expense Funding
Centrelink Entitlements
Government Subsidies

Estate Planning

Wills
Power of Attorney
Death Benefit Nominations
Medical Directives
Financial Agreements
Testamentary Trusts
Succession Planning

The products used to implement these strategies will add to the overall result, but it’s the strategies themselves that will contribute most to your overall outcome. We use sophisticated planning software for financial analysis and cash flow modelling to evaluate scenarios and find the best financial outcome for you.

At Nexus, our approach is consultative and educational. We’ll explain our advice clearly using terms you’re familiar with.

Learn how you can benefit from our tailored wealth accumulation strategies by registering for a free wealth plan review or simply calling us:

What our clients say…

For many years my husband and I struggled with where to go for financial advice. We wanted somewhere that was a one stop shop and to find an adviser who would look at our whole of life needs now and for the future and be able to tailor solutions accordingly. Someone who would take the reins in some ways, to take the pressure off us, set it all up, monitor and manage it all for us. We wanted someone who would be genuinely interested in what was the best for our family and not just pretend to be ... Read More

Gillian & Jeffry
Heritage Park

I have been a Nexus client for nearly 3 years now. They have always been there for me, even just to touch base when I was unwell. Nothing is too much trouble and the effort they put into finding and giving you the best comprehensive advice is tremendous. They have all been a pleasure to deal with and I feel so comfortable with them I am using them more and more for my wealth management. Super, Insurance, Property, financial planning, mortgage brokering and my accounting now all in one place. I ... Read More

James & Lisa
Hope Island

Sonya and I have been a Nexus Client since 2012 and in that time the global economy has been subject to volatile property and share market fluctuations often ending in negative growth for most investors. The investment strategies Nexus have provided us with have improved our financial position during these challenging times whist also positioning us for future growth opportunities when they arise. A combination of having strategies in place and the ongoing coaching by the Nexus staff to better ... Read More

Mick & Sonya
Kirwan

It has been a pleasure working with John. My first contact with him was over the phone when I was really overwhelmed with multiple decisions I needed to make to clean up my finances. He has provided clear and concise guidance to both myself and my partner reducing the stress around changing things for the future. His presentations are clear, he takes his time and really goes above and beyond what he needs to do in order to please his clients. I have since referred several of my close friends and ... Read More

Dr Heidi & Dean
Tarragindi

I first went to Nexus about 18 months ago at which time I had just left the army and started my own business. Nexus did something I suspect very few wealth management companies would have done. They advised me to NOT pay them and wait until I was in a better financial position. This instantly tells me they are an ethical and people centric company. They could have taken my money and put me in a position of high risk, but they chose to forgo a commission to give me the most honest response possible. ... Read More

Neil
Albany Creek

We have been with Nexus right from the beginning. When we decided to start a SMSF we wanted to go with a company that could do it all. Nexus provided us with that. They know everything about us now and look after our SMSF, Trusts, business tax and personal tax. Every member of their staff are knowledgeable and approachable. We are so happy and fortunate to have found Nexus. They have made our life so much easier.

Kellie
Camira

I’ve used Nexus for creating a SMSF, tax, legal and estate planning. Great team, great value and great advice over the last year.

Andrew
Morningside

We have had a great experience with Nexus. They were recommended by family and we too would recommend them to anybody. Steve and John took the time to explain everything and never used pressure tactics. They also made sure they really got to know us and our goals before making a plan.

Rachel & Leon
Burpengary

Nexus has helped my wife and I establish a holistic financial plan, including long term financial planning, as well as the recent purchase of an investment property.
Stephen and his team have always gone to the effort to understand our personal priorities, and we trust their views and advice which is informed, balanced and focused on our best interests. We highly recommend Nexus Private Wealth Management to anyone who needs financial advice.

Brett & Belinda
Heritage Park

My wife and I have been working with Nexus for a number of years now and outside of the financial advice, we have stayed for two main reasons. Firstly, the customer service is second to none and as the Nexus business grows, they manage to employ staff with the same focus on serving the customer. Secondly, the complete service offering means that we don’t need to find different providers for our super, versus our business needs versus our personal tax.

Martin
Camira

John has been working with my partner Jarryd and I for roughly six months to one year now, we are both young professionals and were looking to buy our first house. Obviously not knowing anything about the property industry or setting up long term wealth in general we really wanted to set ourselves up for the best chance of success. After meeting with John and the team at Nexus there was no question in our minds that we were going to utilise their services. John has spent copious amounts of hours ... Read More

Sarah & Jarryd
Kedron

Nexus are great! The support and tailored advise received has been very beneficial. We now have long term financial goals to set ourselves up for the future. I would highly recommend them to anyone looking for financial advice.

John & Sharleen
Loganholme

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